These Terms of Service ("Terms") constitute a legally binding agreement between Tiplor Inc., a corporation registered under the laws of the Province of Ontario, Canada ("Tiplor," "we," "us," or "our"), and you, the individual or entity registering as an Artist on the Tiplor platform ("Artist," "you," or "your"). By creating an account, accessing, or using the Tiplor website at www.tiplor.com (the "Platform") to process fan tips, you agree to be bound by these Terms, our Privacy Policy (incorporated herein by reference), and any additional terms or policies we may post on the Platform.

If you do not agree to these Terms, do not create an account or use the Platform. These Terms comply with applicable Canadian laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and provincial consumer protection legislation.

1. Definitions

1. Artist: A user who creates an account on the Platform to receive tips from fans during live performances or otherwise.
2. Fan: An individual who interacts with the Platform to provide tips to Artists.
3. Tips: Monetary contributions from Fans to Artists processed via the Platform.
4. Services: The features provided by Tiplor, including tip processing, QR code generation, payment facilitation via third-party processors (e.g., Stripe), analytics, marketing tools, and related functionalities.
5. User Content: Any text, images, bios, photos, or other materials uploaded by you to the Platform.

2. Eligibility and Account Creation

You must be at least 18 years old (or the age of majority in your jurisdiction) and capable of forming a binding contract to use the Platform. By registering, you represent and warrant that you meet these requirements and that all information provided is accurate, complete, and current.

To create an account:

1. Provide your name, email, password, and other required details (or use Google sign-in).
2. Set-up and connect a valid payment account (e.g., via Stripe) for receiving payouts.
3. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately of any unauthorized access.

We reserve the right to refuse or terminate accounts at our discretion, including for violations of these Terms.

3. Services Provided

Tiplor provides a SaaS platform for Artists to:

1. Generate custom QR codes and URLs for Fans to tip in real-time.
2. Process Tips securely via integrated third-party payment processors (e.g., Stripe).
3. Access analytics on audience insights, tip trends, and performance data.
4. Use marketing tools for fan engagement, such as notifications and campaigns.
5. Receive instant or daily payouts of Tips, minus applicable fees.

Tiplor acts solely as a facilitator and does not control Fan interactions, Tip amounts, or your performances. We do not guarantee any Tip volume or earnings.

4. Payments, Fees, and Payouts

• Processing Tips: Tips are processed through Stripe or similar providers. You authorize us to integrate with these services and deduct fees.
• Fees: Tiplor charges a 15% processing fee on each Tip (e.g., for a $100 Tip, you receive $85). No monthly subscription fees apply. Third-party fees (e.g., Stripe's) may also apply and are your responsibility.
• Payouts: Net proceeds (Tips minus fees) are paid out instantly or automatically daily to your connected account, subject to processor policies. We are not liable for delays or errors in payouts caused by third parties.
• Taxes: You are responsible for all taxes on your earnings. Tiplor may report earnings as required by law.
• Refunds and Chargebacks: Tips are non-refundable unless required by law. You agree to indemnify us for any chargebacks or disputes.

All payments are in Canadian dollars unless otherwise specified.

5. User Conduct and Prohibited Activities

You agree to use the Platform lawfully and in compliance with these Terms. Prohibited activities include:

1. Uploading illegal, harmful, or infringing User Content.
2. Misrepresenting your identity or performances.
3. Engaging in fraud, spam, or unauthorized commercial activities.
4. Interfering with the Platform's functionality or security.
5. Violating intellectual property rights or privacy laws.

We may monitor User Content and remove violations without notice.

6. Intellectual Property

• Tiplor Ownership: We own all rights to the Platform, including software, designs, trademarks, and analytics tools. You are granted a limited, non-exclusive, revocable license to use the Services for your personal or professional purposes.
• Your Content: You retain ownership of User Content but grant Tiplor a worldwide, royalty-free license to host, display, and use it for operating the Platform (e.g., in analytics or promotions).
• Infringement: Do not upload content that infringes third-party rights. You indemnify us against such claims.

7. Privacy and Data Protection

We handle personal information in accordance with our Privacy Policy and PIPEDA. By using the Platform, you consent to our collection, use, and disclosure of data (e.g., for analytics and payouts). You must comply with privacy laws when handling Fan data.

8. Warranties and Disclaimers

You warrant that your use of the Platform complies with all laws and that User Content is accurate and non-infringing.

THE PLATFORM AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT ERROR-FREE OPERATION, SECURITY, OR UNINTERRUPTED ACCESS.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TIPLOR SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS OR DATA, ARISING FROM THESE TERMS OR THE PLATFORM, EVEN IF ADVISED OF SUCH DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE FEES PAID TO US IN THE PRECEDING 12 MONTHS.

This limitation applies under contract, tort, or other theories, and complies with Canadian law.

10. Indemnification

You agree to indemnify, defend, and hold harmless Tiplor, its officers, directors, employees, and agents from any claims, losses, or damages arising from your breach of these Terms, User Content, or use of the Platform.

11. Termination

1. You may terminate your account at any time by contacting us.
2. We may suspend or terminate your account for violations, non-payment, or at our discretion, with or without notice.
3. Upon termination, your license ends, and we may delete your data. Surviving sections (e.g., IP, liability, indemnification) remain in effect.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada, without regard to conflict of laws principles. Any disputes shall be resolved exclusively in the courts of Ontario.

We encourage informal resolution first. If unresolved, disputes may proceed to arbitration under the Arbitration Act (Ontario) or litigation.

13. Miscellaneous

1. Amendments: We may update these Terms with notice (e.g., via email or Platform posting). Continued use constitutes acceptance.
2. Severability: If any provision is invalid, the remainder remains enforceable.
3. Entire Agreement: These Terms, including referenced policies, constitute the full agreement.
4. Force Majeure: We are not liable for delays due to events beyond our control (e.g., natural disasters).
5. Assignment: We may assign these Terms; you may not without our consent.
6. Contact: For questions, email backstage@tiplor.com

By clicking "Accept" or using the Platform, you acknowledge that you have read, understood, and agree to these Terms.

This Privacy Policy explains how Tiplor Inc. ("Tiplor," "we," "us," or "our"), a corporation registered in Ontario, Canada, collects, uses, discloses, and protects your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable Canadian laws. This Policy applies to all users of the Website (www.tiplor.com), including Artists, Fans, and general visitors.

1. Information We Collect

We collect the following types of information:

• Personal Information: Provided during account creation, such as name, email address, band/artist name, and payment account details (e.g., via Stripe).
• User Content: Bios, photos, or other materials you upload.
• Usage Data: Automatically collected, including IP address, browser type, device information, and Website interactions.
• Tip Data: Transaction details, such as tip amounts, dates, and Fan information (processed via third parties like Stripe).
• Analytics Data: Aggregated insights about audience behavior and tip trends.

2. How We Collect Information

• Directly from You: Via account creation, tip processing, or User Content uploads.
• Automatically: Through cookies, web beacons, or similar technologies for analytics and Website functionality.
• Third Parties: From payment processors (e.g., Stripe) or authentication providers (e.g., Google).

3. How We Use Information

We use your information to:

• Provide Services, such as processing tips, generating QR codes, and delivering analytics.
• Enhance the Website, including personalization and marketing tools.
• Communicate with you (e.g., updates, support).
• Comply with legal obligations, such as tax reporting.
• Analyze usage to improve Services.

4. Disclosure of Information

We may disclose your information:

• To third-party service providers (e.g., Stripe for payments) under strict confidentiality agreements.
• To comply with legal obligations, such as court orders or tax reporting.
• In aggregated, anonymized form for analytics or marketing.
• With your consent, such as displaying your public profile (e.g., tiplor.com/@yourband).
• We do not sell your personal information.

5. Data Security

We implement reasonable security measures (e.g., encryption, secure payment processing via Stripe) to protect your information. However, no system is completely secure, and we cannot guarantee absolute protection.

6. Your Rights

Under PIPEDA, you have the right to:

• Access and correct your personal information.
• Withdraw consent for data use (subject to legal obligations).
• Request deletion of your data, except where required by law.

Contact backstage@tiplor.com to exercise these rights.

7. Data Retention

We retain personal information only as long as necessary for the purposes outlined or as required by law. Upon account termination, we may delete data unless retention is legally required.

8. Third-Party Links

The Website may link to third-party services (e.g., Stripe, Google). These are governed by their own privacy policies, and we are not responsible for their practices.

9. International Data Transfers

Your information may be processed in jurisdictions outside Canada (e.g., by Stripe). We ensure such transfers comply with PIPEDA's safeguards for cross-border data flows.

10. Updates to This Policy

We may update this Policy with notice (e.g., via email or Website posting). Continued use of the Website constitutes acceptance.

11. Contact Us

For questions or to exercise your rights, contact:

• Email: backstage@tiplor.com

These Website Terms of Use ("Terms") govern your access to and use of the website located at www.tiplor.com (the "Website"), operated by Tiplor Inc., a corporation registered under the laws of the Province of Ontario, Canada, with its principal place of business at ("Tiplor," "we," "us," or "our"). By accessing or using the Website, you ("User," "you," or "your") agree to be bound by these Terms, whether you are a general visitor, a registered Artist, or a Fan. If you do not agree, do not access or use the Website.

1. Definitions

• Artist: A registered user who uses the Website to receive tips from Fans for live performances.
• Fan: A user who tips Artists via the Website.
• User Content: Any text, images, bios, photos, or other materials you upload to the Website.
• Services: Features provided via the Website, including tip processing, QR code generation, analytics, and marketing tools.

2. Eligibility

You must be at least 19 (the age of majority in Ontario) and capable of forming a legally binding contract to use the Website. By accessing the Website, you represent that you meet these requirements.

3. Use of the Website

• Permitted Use: You may use the Website to browse, register accounts, process tips, or access Services as an Artist or Fan, subject to these Terms.
• Prohibited Activities: You shall not:
  • Use the Website for illegal purposes or to violate intellectual property, privacy, or other laws.
  • Upload harmful, infringing, or misleading User Content.
  • Interfere with the Website's functionality, security, or performance (e.g., hacking, spamming).
  • Misrepresent your identity or impersonate others.

We may monitor, remove, or restrict access to User Content or accounts for violations without notice.

4. Account Responsibilities

• To access certain Services (e.g., tipping, analytics), you must create an account with accurate information.
• You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.
• Notify us immediately at backstage@tiplor.com of any unauthorized access.

5. Intellectual Property

• Our Ownership: Tiplor owns all rights to the Website, including its software, design, logos, trademarks, and content (excluding User Content). You are granted a limited, non-exclusive, revocable license to access the Website for personal or professional use.
• Your Content: You retain ownership of User Content but grant Tiplor a worldwide, royalty-free, non-exclusive license to host, display, and use it for operating the Website (e.g., for analytics, promotions).
• Infringement: Do not upload content that infringes third-party rights. You indemnify Tiplor against such claims.

6. Third-Party Services

The Website integrates with third-party services (e.g., Stripe for payments, Google for authentication). Your use of these services is subject to their terms and policies. Tiplor is not responsible for third-party performance or issues.

7. Disclaimers

THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT GUARANTEE ERROR-FREE OPERATION, SECURITY, OR UNINTERRUPTED ACCESS.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TIPLOR SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS OR DATA, ARISING FROM YOUR USE OF THE WEBSITE, EVEN IF ADVISED OF SUCH DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED CAD $100.

9. Indemnification

You agree to indemnify, defend, and hold harmless Tiplor, its officers, directors, employees, and agents from any claims, losses, or damages arising from your breach of these Terms, User Content, or use of the Website.

10. Termination

We may suspend or terminate your access to the Website for violations of these Terms or at our discretion, with or without notice. You may stop using the Website at any time. Upon termination, your license to use the Website ends, and we may delete your data.

11. Governing Law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada, without regard to conflict of laws principles. Disputes shall be resolved exclusively in the courts of Ontario.

12. Miscellaneous

• Updates: We may update these Terms with notice (e.g., via email or Website posting). Continued use constitutes acceptance.
• Severability: If any provision is invalid, the remainder remains enforceable.
• Entire Agreement: These Terms, including the Privacy Policy, constitute the full agreement.
• Contact: Email backstage@tiplor.com for questions.